What types of businesses can use Slate?

Slate works with a wide range of businesses, from retailers and service providers to B2B platforms, that want to offer embedded financing to their customers.

Do I need technical resources to integrate?

Not to start. The hosted path needs no developers at all. The drop-in components are two tags. The full API is there when you want to own the whole experience.

What if we don’t have the data, or want to start before we send it?

You can still launch. We set one starting limit across your customers — $50,000, say — and the integration is exactly the same. What changes is where the decision happens: instead of sizing each customer against your history up front, we verify a bank connection at the point they take the money and decide against that. You go live sooner, and more of those requests get declined than on a program sized from your own data.

How does Slate handle compliance and regulations?

We do. Customer checks, the regulatory side, the contracts and the disclosures all sit on our side of the line. You’re not the one extending the capital, so none of it becomes your obligation.

Is customer data kept secure?

Yes. All data is encrypted in transit and at rest, access is scoped and logged, and we only take the platform data an offer actually needs. Your security team gets our full review pack before anything is connected.

What support is available after launch?

Our team provides dedicated onboarding support and ongoing assistance. Enterprise clients also have access to a dedicated account manager.

Credit lineOpen

$40,000

Draw what you need, whenever you need it.

$14,000 drawn$26,000 available

Draw from line

Credit line is now liveSee how it works

Build capital productsfor your platform.

Working capital and credit lines inside your product, under your brand, right sized for the moment — in a few lines of code.

Get started

Talk to us

Trusted by platforms in
cards, payroll and accounting

Huumans

Fairly Staffing

Fillip Fleet

Canada & USCAD & USDEnterprise-grade

You send the data.
We send back the offer.

You already collect everything an offer needs: the payments, payouts and invoices that run through you every day. Slate reads them each morning and sends back working capital or a credit line, sized for that customer and timed to the day.

Your data

The payments, payouts and invoices you already collect. No new pipeline to build.

Who’s ready

Re-scored daily: growing, tightening, worth backing, and the day it is needed. No forms, no credit pull.

Build on the answer

Payroll bridge detection, a limit at checkout. No money to raise, no capital business to run.

No data to send yet? Launch anyway — we ask your customer for a bank connection at each draw, and expect more declines until your data streams.

Putting it in takes an afternoon.

Drop in our Ready to launch element, or build your own capital experience on the API. We tell you which of your users qualify and for how much. See how it goes in

Ready to launch

The whole product, in one element

<slate-capital env="live" user-token="{token}"></slate-capital>

+You

Your capital program, live this weekend.

Fully white label. Your customers never see us.

ACTIVE

$50,000 available to draw

Terms are set. Draw what you need, when you need it.

Draw funds

Capital

ACTIVE

Remaining

$10,781

Next payment 15 Feb

Pay early

Upcoming payments

15 FebNext payment$2,396

15 MarPayment 5$2,396

15 AprPayment 6$2,396

Recent payments

15 JanPayment received$2,396

15 DecPayment received$2,396

15 NovPayment received$2,396

Get a sandbox key

Talk to us

Getting started · API reference · SDK on npm

Your customers never see us.

One component, your theme. Set it once and every offer looks like something you built. Or build on the API and skip the theming altogether, so every screen is yours from the first pixel.

Preview

AAn accounting platform

$12,400 available

Bridges Friday’s payroll while March receivables are still clearing.

Bridge payrollNo application. No credit pull.

accent

radius

face

surface

A feature, not a mailer

It sits in the flow, beside the number that prompted it.

No application

No credit pull. The amount is set.

Down to the emails

Approved, funded, paid. All from your domain, not ours.

Your brand, end to end

Two products.

A fixed amount now, or a limit to draw against. Building blocks for anything from a charge card program to a payroll bridge, or something only your platform could run.

Capital

One amount out, repaid on a set schedule. Sized and waiting before your customer asks, and collected without anyone on your side chasing it.

Explore capital

Credit line

One limit, approved once. Your customers draw what they need, as cash or behind a card you operate.

Explore credit line

You own the product.
We run the six layers under it.

Our license, our funding, underwriting, collections, and our loss if an advance goes bad. That’s what stops platforms from shipping capital, and none of it lands on you.

Point at a layer to see what it covers.

Your product

The surface, the brand, and the moment. You decide where capital shows up, what it’s called, and which of your customers ever see it.

Your brandYour placementYour timing

Your customers need money on a certain day.
Not on a mailing schedule.

The same offer, sent a week early, is junk. Sent on the day, it’s the best thing in your product.

Until now, your users waited weeks at a bank to be told no. Or got sprayed with offers they never asked for.

Apex Capital Funding

Thu 09:14

You’re pre-approved for $50,000

Rates from 9.9%. Apply in minutes, funds in 24 hours

The same offer, the same week, to every business that qualifies.

Run payroll · Friday

This run is $5,180 short

Use PayBridge

Your brand, your feature, your product. Right sized for the day it’s actually needed, so it reads as help.

A bolt on lender cheapens your product.
A capital feature compounds it.

You get the building blocks: a payroll bridge, cash on demand, a limit to draw from. You decide where each one shows up, ahead of the day, on the day, or inside the flow it makes worth more. We size it, price it and fund it, under your brand.

Four programs, built on those two.

Different products, same two building blocks.

A prepaid card that carries a balance

The card your customers already swipe, with the option to settle next month instead of today.

4821 · · · · 9034

Charge

A credit line, dropped in

One tag in your product, and your customers activate a line and draw on it without leaving.

app.ledgerly.com/capital

Overview

Invoices

Payroll

Capital

Your credit line

$40,000

$14,000 drawn · $26,000 available

Draw funds

Draw · todayJust now$6,000

Draw · inventoryAug 12$9,000

Draw · payroll top upAug 04$5,000

RepaymentJul 30$3,200

Draw · new vanJul 22$12,500

RepaymentJun 30$3,200

Draw · stockJun 18$4,400

Draw amount

$6,000

Repayment terms

12 weeks24 weeks

$520 a week · $6,240 total

Confirm draw

One tag

<slate-capital />

Your brand, your dashboard.

A bridge on the day a run comes up short

Read from the payment data you already hold, and offered inside your payroll flow.

runwell.io/payroll/friday

Friday run · 24 people · $38,420

AAna RuizContractor$1,840

DDan WhitfieldFull time$2,210

MMaya OseiContractor$1,405

!Shortfall on this runBalance$5,180

Offered in the flow

Cover $5,180 today

Use PayBridge

Run covered

$5,180

Everyone paid on Friday. Repaid from daily volume.

Cover when a booking falls through

You keep the relationship. We carry the advance.

Tuesday shifts

JJae Lin09:00$150

RRosa Vidal11:30$225

TTom Baird14:00$180

KKira Bell16:00$135

Tom Baird · 14:00

3 hours

Cancelled by client

Cover this shift

Paid anyway

$180

In Tom’s account the same day

What platforms say.

“Slate let us embed capital quickly and compliantly without slowing our roadmap. Feels native to our product, not bolted on.”

Kyle StinsonHead of Growth & Product, Huumans

“With Fairly Cash, our mission now includes flexible funding tied to their work and reliability on the platform. It has brought back temps who hadn't been active in months.”

Amir ReshefCEO, Fairly

FAQ

Most partners are live in a few days on the hosted path, and inside a week with the drop-in components. A full API build is a few weeks with a small team.

See what it’s worth before you build it.

Tell us what your customers do. We come back with the size of the program, what it earns, and the moments we would offer into. No code, no commitment.

Get your number

Read the docs

Build capital productsfor your platform.

You send the data.We send back the offer.

Your data

Who’s ready

Build on the answer

Putting it in takes an afternoon.

Your customers never see us.

A feature, not a mailer

No application

Down to the emails

Two products.

Capital

Credit line

You own the product.We run the six layers under it.

Your product

Your customers need money on a certain day.Not on a mailing schedule.

Four programs, built on those two.

A prepaid card that carries a balance

A credit line, dropped in

A bridge on the day a run comes up short

Cover when a booking falls through

What platforms say.

FAQ

See what it’s worth before you build it.

You send the data.
We send back the offer.

You own the product.
We run the six layers under it.

Your customers need money on a certain day.
Not on a mailing schedule.