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Build capital productsfor your platform.

Working capital and credit lines inside your product, under your brand, right sized for the moment โ€” in a few lines of code.

Trusted by platforms in
cards, payroll and accounting
HuumansFairly StaffingFillip Fleet
Canada & USCAD & USDEnterprise-grade

You send the data.
We send back who, and when.

Bolt-on providers never see inside your product. We read it daily, so you know which customers are worth backing, for how much, and when. Make the offers you run smarter, or build your own capital product; we run everything behind it.

Scored daily

We re-read every customer from data you already send us. No new pipeline, no forms, no credit pull.

Timed to the need

We see the payroll run or the big order coming, and tell you that day. Not before, and not to everyone.

Our capital, or anyoneโ€™s

Start on our facility, bring your own, or add a lender. The underwriting, servicing and compliance stay ours.

No data yet? Launch anyway ๐Ÿ™‚ โ€” we ask your customer to connect a bank at each draw, and expect more declines until yours is streaming.

Putting it in takes an afternoon.

Drop in our Ready to launch element, or build your own capital experience on the API. We tell you which of your users qualify and for how much. See how it goes in

Ready to launch

The whole product, in one element

<slate-capital env="live" user-token="{token}"></slate-capital>
+You

Your capital program, live this weekend.

Fully white label. Your customers never see us.

ACTIVE

$50,000 available to draw

Draw what you need, when you need it.

Draw funds

Capital

ACTIVE

Remaining

$10,781

Next payment 15 Feb

Pay early

Upcoming payments

15 FebNext payment$2,396
15 MarPayment 5$2,396
15 AprPayment 6$2,396

Recent payments

15 JanPayment received$2,396
15 DecPayment received$2,396
15 NovPayment received$2,396

Getting started ยท API reference ยท SDK on npm

Your customers never see us.

Drop it in and set your brand. Fully white label โ€” no Slate mark anywhere. Or build on the API and control it to the smallest detail.

Preview

Active

$12,400 available to draw

Draw what you need, when you need it.

Draw funds
accent
surface

A feature, not just a mailer

It sits in the flow, beside the number that prompted it.

No application

No credit pull. The amount is set.

Down to the emails

Approved, funded, paid. All from your domain, not ours.

Your brand, end to end

You own the product.
We run the six layers under it.

Our license, our funding, underwriting, collections, and our loss if an advance goes bad. Thatโ€™s what stops platforms from shipping capital, and none of it lands on you.

YOURSYour productSLATE06Compliance05Support and collections04Payments and reconciliation03The money02Underwriting01Offer intelligence

Point at a layer to see what it covers.

Your product

The surface, the brand, and the moment. You decide where capital shows up, what itโ€™s called, and which of your customers ever see it.

Your brandYour placementYour timing

Four programs, built on those two.

Different products, same two building blocks.

A prepaid card that carries a balance

The card your customers already swipe, with the option to settle next month instead of today.

4821 ยท ยท ยท ยท 9034

Charge

A credit line, dropped in

One tag in your product, and your customers activate a line and draw on it without leaving.

app.ledgerly.com/capital

Overview

Invoices

Payroll

Capital

Your credit line

$40,000

$14,000 drawn ยท $26,000 available

Draw funds
Draw ยท todayJust now$6,000
Draw ยท inventoryAug 12$9,000
Draw ยท payroll top upAug 04$5,000
RepaymentJul 30$3,200
Draw ยท new vanJul 22$12,500
RepaymentJun 30$3,200
Draw ยท stockJun 18$4,400

Draw amount

$6,000

Repayment terms

12 weeks24 weeks

$520 a week ยท $6,240 total

Confirm draw

One tag

<slate-capital />

Your brand, your dashboard.

A bridge on the day a run comes up short

Read from the payment data you already hold, and offered inside your payroll flow.

runwell.io/payroll/friday

Friday run ยท 24 people ยท $38,420

AAna RuizContractor$1,840
DDan WhitfieldFull time$2,210
MMaya OseiContractor$1,405
!Shortfall on this runBalance$5,180

Offered in the flow

Cover $5,180 today

Use PayBridge

Run covered

$5,180

Everyone paid on Friday. Repaid from daily volume.

Cover when a booking falls through

You keep the relationship. We carry the advance.

Tuesday shifts

JJae Lin09:00$150
RRosa Vidal11:30$225
TTom Baird14:00$180
KKira Bell16:00$135

Tom Baird ยท 14:00

3 hours

Cancelled by client

Cover this shift

Paid anyway

$180

In Tomโ€™s account the same day

What platforms say.

โ€œSlate let us embed capital quickly and compliantly without slowing our roadmap. Feels native to our product, not bolted on.โ€
Kyle StinsonKyle StinsonHead of Growth & Product, Huumans
โ€œWith Fairly Cash, our mission now includes flexible funding tied to their work and reliability on the platform. It has brought back temps who hadn't been active in months.โ€
Amir ReshefAmir ReshefCEO, Fairly

FAQ

Most partners are live in a few days on the hosted path, and inside a week with the drop-in components. A full API build is a few weeks with a small team.

See what itโ€™s worth before you build it.

Tell us what your customers do. We come back with the size of the program, what it earns, and the moments we would offer into. No code, no commitment.