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Build capital productsfor your platform.

Working capital and credit lines inside your product, under your brand, right sized for the moment — in a few lines of code.

Trusted by platforms in
cards, payroll and accounting
HuumansFairly StaffingFillip Fleet
Canada & USCAD & USDEnterprise-grade

You send the data.
We send back the offer.

You already collect everything an offer needs: the payments, payouts and invoices that run through you every day. Slate reads them each morning and sends back working capital or a credit line, sized for that customer and timed to the day.

Your data

The payments, payouts and invoices you already collect. No new pipeline to build.

Who’s ready

Re-scored daily: growing, tightening, worth backing, and the day it is needed. No forms, no credit pull.

Build on the answer

Payroll bridge detection, a limit at checkout. No money to raise, no capital business to run.

Putting it in takes an afternoon.

Drop in our Ready to launch element, or build your own capital experience on the API. We tell you which of your users qualify and for how much. See how it goes in

Ready to launch

The whole product, in one element

<slate-capital env="live" user-token="{token}"></slate-capital>
Slate+You

Your capital program, live this weekend.

Fully white label. Your customers never see us.

ACTIVE

$50,000 available to draw

Terms are set. Draw what you need, when you need it.

Draw funds

Capital

ACTIVE

Remaining

$10,781

Next payment 15 Feb

Pay early

Upcoming payments

15 FebNext payment$2,396
15 MarPayment 5$2,396
15 AprPayment 6$2,396

Recent payments

15 JanPayment received$2,396
15 DecPayment received$2,396
15 NovPayment received$2,396

Getting started · API reference · SDK on npm

Your customers never see us.

One component, your theme. Set it once and every offer looks like something you built. Or build on the API and skip the theming altogether: none of it is ours to begin with, so every screen is yours from the first pixel.

Preview

AAn accounting platform

$12,400 available

Bridges Friday’s payroll while March receivables are still clearing.

Bridge payrollNo application. No credit pull.
accent
radius
face
surface

A feature, not a mailer

It sits in the flow, beside the number that prompted it.

No application

No form, no upload, no credit pull. The amount is set.

Down to the emails

Approved, funded, paid. All from your domain, not ours.

Your brand, end to end

You own the product. We run the six layers under it.

Our license, our funding, underwriting, collections, and our loss if an advance goes bad. That’s what stops platforms from shipping capital, and none of it lands on you.

YOURSYOUR PRODUCTSLATE06COMPLIANCE05SUPPORT AND COLLECTIONS04PAYMENTS AND RECONCILIATION03THE MONEY02UNDERWRITING01OFFER INTELLIGENCE

Yours

Your product

The surface, the brand, and the moment. You decide where capital shows up, what it’s called, and which of your customers ever see it.

Your brandYour placementYour timing

Point at a layer to see what it covers.

Four programs, built on those two.

Different products, same two building blocks.

A prepaid card that carries a balance

The card your customers already swipe, with the option to settle next month instead of today.

4821 · · · · 9034

Charge

A credit line, dropped in

One tag in your product, and your customers activate a line and draw on it without leaving.

app.ledgerly.com/capital

Overview

Invoices

Payroll

Capital

Your credit line

$40,000

$14,000 drawn · $26,000 available

Draw funds
Draw · todayJust now$6,000
Draw · inventoryAug 12$9,000
Draw · payroll top upAug 04$5,000
RepaymentJul 30$3,200
Draw · new vanJul 22$12,500
RepaymentJun 30$3,200
Draw · stockJun 18$4,400

Draw amount

$6,000

Repayment terms

12 weeks24 weeks

$520 a week · $6,240 total

Confirm draw

One tag

<slate-capital />

Your brand, your dashboard.

A bridge on the day a run comes up short

Read from the payment data you already hold, and offered inside your payroll flow.

runwell.io/payroll/friday

Friday run · 24 people · $38,420

AAna RuizContractor$1,840
DDan WhitfieldFull time$2,210
MMaya OseiContractor$1,405
!Shortfall on this runBalance$5,180

Offered in the flow

Cover $5,180 today

Use PayBridge

Run covered

$5,180

Everyone paid on Friday. Repaid from daily volume.

Cover when a booking falls through

You keep the relationship. We carry the advance.

Tuesday shifts

JJae Lin09:00$150
RRosa Vidal11:30$225
TTom Baird14:00$180
KKira Bell16:00$135

Tom Baird · 14:00

3 hours

Cancelled by client

Cover this shift

Paid anyway

$180

In Tom’s account the same day

See it working today.

Drop the component into a sandbox and watch a real offer come back. No call, and nothing to sign to get that far.

Open a sandbox this afternoon

Days

Nothing to build

Pilot it on email.

Our offer intelligence already tells us who is approvable and for how much. We can send those offers out by email and be live quickly, with no development work on your side.

How the emails work

A week

One developer

Ready to Launch.

One element carries the offer, the application, the agreement and every payment after it.

See Ready to Launch

Weeks

Your team

Build it on the API.

Every screen yours, on the same engine, with signed webhooks telling you when anything changes.

See the API

The integration call is optional. You can build all of it in a sandbox before you talk to anyone.

What platforms say.

Slate let us embed capital quickly and compliantly without slowing our roadmap. Feels native to our product, not bolted on.
Kyle StinsonKyle StinsonHead of Growth & Product, Huumans
With Fairly Cash, our mission now includes flexible funding tied to their work and reliability on the platform. It has brought back temps who hadn't been active in months.
Amir ReshefAmir ReshefCEO, Fairly

FAQ

Most partners are live in a few days on the hosted path, and inside a week with the drop-in components. A full API build is a few weeks with a small team.

See what it’s worth before you build it.

Tell us what your customers do. We come back with the size of the program, what it earns, and the moments we would offer into. No code, no commitment.