Launch business lending in under 24 hours — fully white‑label.
Slate is premium infrastructure to originate, fund, and collect Canadian SMB loans. FINTRAC‑aware, bilingual disclosures, EFT / Interac funding, and PAD repayments — all through one API and luxurious white‑label flows.
< 24h to first loans
Prebuilt flows + Canadian lender network so you can originate in hours, not quarters.
Compliant by design
KYC/KYB, PAD consent, AFT rules, bilingual disclosures, and audit logging included.
End‑to‑end rails
EFT & Interac for funding, PAD for repayment — managed in one operational ledger.
Built for sustainable growth
Our platform combines cutting-edge technology with deep regulatory knowledge to deliver lending infrastructure that scales with your business.
White-label ready
Your brand, seamlessly integrated across all customer touchpoints.
Regulatory compliance
FINTRAC, provincial lending laws, and privacy regulations built-in.
Complete documentation
Bilingual contracts, disclosures, and audit trails for full compliance.
Trusted rails for Canada
EFT
Next‑day credits direct to chequing accounts.
Interac e‑Transfer for Business
Fast funding; instant when autodeposit is enabled.
PAD (AFT debits)
Pre‑authorized monthly repayments with retries & returns handling.
Bilingual Disclosures
Province‑aware EN/FR docs; compliant storage & audit trails.
Turn financing into a growth engine
Slate helps platforms unlock new revenue and deeper engagement by embedding Canadian‑grade lending: faster funding, clearer disclosures, and seamless PAD repayments that customers trust.
A simple, powerful API
Create applications, request decisions, push funds, and schedule PAD debits in a few endpoints. Use our white‑label widgets to ship fast, or bring your own UI.
POST /v1/loans/{loanId}/fund
Authorization: Bearer <token>
{
"rail": "EFT",
"amount": 50000,
"descriptor": "BlueJay Capital Loan",
"destination": {
"institution": "TD",
"transit": "12345",
"account": "0012345",
"account_type": "CHEQUING"
}
}POST /v1/loans/{loanId}/repayments
{
"frequency": "MONTHLY",
"amount": 4625,
"start_date": "2025-10-15",
"method": "PAD"
}Ready to put lending on your roadmap this week?
Spin up a sandbox, connect your brand, and originate your first loans in under 24 hours. We'll handle the rails — you own the relationship.