Careers
Building the future of embedded lending in Canada
We're democratizing access to capital by making it easy for any platform to offer embedded financing to their customers—without the complexity of building and managing lending infrastructure.
Platform for your team
Designed for people
We believe people do their best work when they feel trusted, supported, and connected — no matter where they are.
Flexible by design
Health that goes beyond healthcare
Meaningful ownership
Recharge when you need it
Learning never stops
Open Positions
Explore roles across Product, Engineering, Risk, Data, Design, Operations, Compliance, and GTM
Customer Support Representative
Data Scientist
DevOps Engineer
Financial Analyst
Marketing Specialist
UX Designer
Product Manager
Senior Software Engineer
Junior Data Analyst
Frequently Asked Questions
Quick answers to the most common questions about integration, security, and how to start offering financing through your platform.
The debt-to-income ratio is a financial measure that compares your total monthly debt payments to your gross monthly income. Lenders use this ratio to assess your ability to manage monthly payments and repay borrowed funds.
Yes, refinancing a loan involves taking out a new loan to pay off an existing one, often to secure a lower interest rate or better terms. It's important to consider the costs associated with refinancing before proceeding.
Missing a payment can result in late fees, a negative impact on your credit score, and potential collection actions. It's crucial to communicate with your lender if you anticipate missing a payment to explore possible solutions.
Choosing the right lender involves researching different options, comparing interest rates, fees, and customer reviews. It's important to select a lender that aligns with your financial needs and offers favorable terms.
A variable-rate loan is a loan where the interest rate can change over time based on market conditions. This means that monthly payments may fluctuate, which can be beneficial if rates decrease but may also pose a risk if rates increase.
Many lenders allow borrowers to pay off their loans early without penalties, but some may charge a prepayment fee. It's advisable to check your loan agreement or consult with your lender to understand their policy on early repayment.
Fees associated with loans can include origination fees, late payment fees, and prepayment penalties. It's important to read the loan agreement carefully to understand all potential fees before signing.
A secured loan is a type of loan that is backed by collateral, such as a car or property. If the borrower fails to repay the loan, the lender has the right to seize the collateral to recover their losses. Secured loans typically have lower interest rates compared to unsecured loans.
The approval time for a loan can vary depending on the lender and the type of loan. Some lenders offer instant approvals, while others may take a few days to process your application. It's important to check with your lender for specific timelines.
The interest rate on loans can vary based on several factors, including your credit score, the type of loan, and the lender's policies. Generally, borrowers with higher credit scores qualify for lower interest rates, while those with lower scores may face higher rates.